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Charter Members of the Niagara District Junior Wo~ men's Institute,- left-right â€" back row â€" Mrs. Bernie low, Miss Susan Eller, Mrs. Frank Skulu, Mrs. Robert Phillips; front â€"â€" Mrs. David Brawn, Presidenl; Mrs. Joe Faragolli, Secretary-hammer. stunuls â€" lawyer. accountant, agricultural rep» rcscntative and life underwriter should he used. Because estate planning is a phase of farm business management your local Agricul- turul Representative can offer advice and direction on this subject. In the early stages of your planning his unbiased counselling and knowledge of your farm situation could be helpful in suggesting :1 plan for you. Estate planning, like voting, is a privilege which all too often is not used. It is the privi- lege of planning and taking action as to how your life earnings will he distributed prior to and following your death. If you do not plan your estate then the laws of Canada and On. ltlTlO will provide it plan of distribution for your estate But such '4 plan of distribution may he quite different from whut you hurl in mind. .\ THOl'hHT FOR NEW” YEAR (in platidly Jlniltl the noise and haste. .intl rememher whttt peat‘e there may he in silente. .'\~. for as possible without surrender he on good term». “ith all persons. Speak your truth quietly and clearly; .tnd listen to others. ewu the dull and the ignorant- they too have their stttry. ' Avoid loud and ilgfll’l.’ssi\'c persons, thet are vexntions to the spirit. If you compare \‘nursell with other» you nmv heroine \‘flin and bitter; for .ll\\.’i}s there uill he greater and leswr pct-tune than himself. |1nrtiy tour .lt‘hieremems its well as your plans 36 Keep interested in your humble; _ it is a real possessron in the changng of time. Exercise caution in your business affairs. for the world is full of trickery. But let this not blind you to what vim“. Many persons strive for high ideals, and everywhere life is full of heroism. Be yourself. > Especially do not feign affection. Neither be cynical about love for in the face of all aridity and disent it is perennial as the grass. Take kindly the counsel of the years. gracefully surrendering the things of )1... Nurture strength of spirit to shield you in sudden misfortune, but do not distress yourself with imaginjn Many fears are born of fatigue and tone! Beyond a wholesome discipline, be gen yourself. You are a Child of the universe, no less than the trees or the stars: You have a right to be here. And whether or not it is clear to you, no doubt the universe is unfolding ag. it Therefore he at peace with God. whatever you conceive Him to be, and whatever your labours and aspiration- in the noisy confusion of life keep peace with your soul. With all its sham, drudgery and broken d‘ it is still a beautiful world. Be careful. Strive to be happy. own career lltt Anon. Ed. Maleâ€"TIM (lbflt‘f verse was ten! to He Country by Mrs. William Franklin. (I [at-mt (or of the Provincial Board. The nut/Mt known but the verre was farms! imcribrt rbnrrb door in Pitfrbitrg, Pennsylvania, that, Mrs. Andrew Armstrong, R.R. l, 5!. Gearge member at the Blue Lake and Auburn Wome stitule, was honoured at a picnic supper Adelaide Headless House by the presentatiou Women's Institute cup and saucer. Among other v. to her branch, Mrs. AflTlSll'Ong has served as Pl’.‘ assistant pianist for 52 years. “ met l'lunet :-r 1. WWW 1... lil. .‘i..‘ HOME AND cours RY